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Monday, March 28, 2016

Taking Care of the Family with PHILCARE ER Vantage 80

The early part of 2016 has been a little hard and challenging for my family and I. That's also the reason for my hiatus but I'll share that on a different post soon. Anyway, the start of the year, my little boy got Acute Gastroentiritis due to some raw pork barbeque he ate during the holidays. He got confined and it was difficult for hubby and I as we did not have any yaya to stay with him in the hospital. We had to take some days off and be with him at the hospital. Good thing, he was able to come out of the sickness really quickly and I am super proud of my brave little boy. This February, it was my turn to get hospitalized, as I got Scarlet Fever after a trip in Davao. I am planning to share that with you too soon. (hihi, pending posts) Then now, just as soon as March entered, my hubby got injured while playing basketball so it meant another expense on medicine and therapy. I just still feel positive as the three of us are able to overcome our sickness. But, honestly speaking, whenever one of our family members get sick we can't be worried about
the expenses. Hospital bills, checkups, medicines and other related expenses hurts a family budget especially that they are immediate and unexpected. Especially for a family like mine where we only make ends meet every time, getting sick is really stressful. I think you'd agree with me that whenever someone gets sick it affects more than just the person's health or body but also their daily life in general. I had to take some days off at work, which meant no pay for the day to take care of my son. When I got scarlet I was advised by the doctor to be absent at work because it might infect my students. For a part timer like me, it really does affect my work, and my finances, and family life.

So in order to have a desired quality life for my family and I, it is important for me to make sure that we are all healthy and in case we get sick we are never worried where to get money to pay for it. With better health of the entire family, we can live our lives with full happiness and well-being. I'd like to think that with better health I can provide my child more opportunities for him to grow and develop.
 Fortunately, I have found out about PhilCare, a pioneer and recognized leader in HMO Philippines. As soon as I heard about it I got curious and excited about their prepaid cards that can be used for a year which can cover from 6 months to 64 years old individuals. The ER Vantage cards is PhilCare's contribution to meet Filipino families like mine's changing needs. They also have the same principle that I hold true for my family which is to be prepared for any medical emergency we can encounter. Their prices range from Php900-Php1300 with a coverage of Php40,000  up to Php80,000 worth of emergency hospitalization expenses. ER Vantage 80 is valid a year upon date of activation and is only for one time use.

PhilCare's best-selling ER Vantage card 80 includes the following:

o   P80,000 coverage for emergency room care and hospitalization inclusive of doctors’ fees, laboratory and diagnostic procedures, room and board, and medicines (except vaccines) as medically necessary during confinement except for cases declared as non-coverable**
o   Covers special modalities of treatment  as medically necessary during ER and confinement and subject to Php 5,000 inner limit
o   Inclusive of diagnostic and therapeutic procedures as medically necessary during ER and confinement
o   Covers hospital emergency care for animal bites except vaccines
o   Room and board: Private room
o   No hospital deposit required
o   Access to 400+ accredited hospitals nationwide (
o   No medical examination required to apply
o   Hassle-free SMS registration


Using it is very simple, here is how to activate your card:
o   Activate: Register your card through SMS indicating the person to be covered’s name, birth date, gender, and birthplace. The card can be used after 7 days from
successful registration.

o    Avail: Present the card with a valid identification to the emergency room staff at any PhilCare accredited hospital for the ER card.

For a mom like me, health of the entire family is a priority and having Philcare as a partner is an assurance that I can provide better for my family. Having the ER Vantage Card 80helps me ensure a better life for me and my family. Having an HMO Philippines company, like Philcare can support and assist Filipino families to have peace of mind and security that there is someone who they can rely on in times of emergencies.

 What is even better about PhilCare is that you can purchase their products online and they'll ship the card right at your doorsteps. Just log in at:

1. Click SHOP NOW.

2. Choose the products that you like. ER Vantage 80 is at the bottom left of the screen. Add to
cart your chosen card.
3. You'll see a prompt like this: 4. Click continue shopping and put in all necessary information for the delivery of your card.
5. Pay your card and wait for it to be delivered. You'll also get an email notification to confirm
your order.
6. Get yours now and have a peace of mind for you and your family.

For more information on other products and services Philcare offers, drop by their website here:

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